Affordability, flexibility and ease of use.  That's why companies choose 401k Easy Online — or switch to 401k Easy Online if they already sponsor a 401k plan. 401k Easy Online is an online 401k plan setup, administration and participation center designed with our customers, not a profit margin, in mind.

AFFORDABILITY
Our all-inclusive pricing starts at $695 per year and increases only with plan size, not options or services. No nickel and diming. No hidden fees. No surprises. Merely a savings of 60% to 80%, on average, per year when compared to other small business 401k plans. read more >

FLEXIBILITY
Big plans. Small plans. One person plans. 401k Easy Online was designed from the ground up to meet the budgetary + benefits needs of small and medium-sized companies yet perfectly accommodate large plans, too, because it is completely scalable. To all those small businesses out there, know that this is no big-plan schema stripped-down when applied to smaller plan use. No matter the plan size, all plan design options are available — and there is no extra charge for including or excluding any options.

And talk about investment flexibility: Mutual funds (including no-load institutional mutual funds), self-directed brokerage accounts and more are all available. No other system offers greater investment flexibility than does 401k Easy Online.
read more >

EASE OF USE
401k Easy Online lets you bypass the middlemen — and associated costs + delays — of typical 401k plan administration and participation. What's left is direct access:
• You upload your data DIRECTLY to a 401k administration portal that we customize to your exact retirement plan.
• Processing happens immediately, so there is no delay before you can move on to your next task.
• You interact DIRECTLY with the investment company(ies) you select for your plan.
• Your employees log in DIRECTLY to the plan-specific participation Gateway we create and through which they can access information about your company plan and participate in it.

Don't worry: All this direct access does NOT equate to hours of labor on your part. 401k Easy Online is extremely easy to use. Most small businesses, for instance, handle their 401k plan administration in less than 15 minutes a month.

READ ON
This site explains more than you likely ever wanted to know about 401k plans in general and 401k Easy Online in particular. Make sure to check out the Free 401k Easy Online Demo System. It's a nearly fully functioning system that we customized to service a fictitious 401k plan. Spend as much time as you like trying out 401k Easy Online's capabilities without spending a dime! And when you are ready to order, our representatives are ready to help.


pricing price comparisons

401k Easy Online clients save, on average, 60% to 80% a year by using 401k Easy Online rather than hiring an outside party to run their 401k plan.

According to a recent study, fees are the #1 reason retirement plan sponsors switch providers. Not only are our retirement plans highly affordable, they include the widest possible investment flexibility as well as the freedom for employers to include or exclude 401k loans, employer contributions (matching, profit sharing and/or qualified non-elective) and more at no extra cost.

No asset-based fees. No middleman fees. Simply an option-rich, flexible 401k plan that people call a true employment benefit.

Click the below "View Pricing Pages" for price comparison information.

view pricing pages
online demos other demos

In addition to our online self-service 401k (401k Easy Online), we offer an online full-service system (The 401k Solution) as well as an offline, value-priced system (401(k) Easy for the PC).

401(k) Easy for the PC is our most economical system. It can be ideal for very small companies that operate out of a single location. The system includes desktop software and support materials that we customize to your plan before shipping. Like 401k Easy Online, the desktop system allows you to process your 401k data and otherwise run your company retirement plan in-house (self-service plan administration). Unlike 401k Easy Online, the desktop system uses traditional paper-based plan participation (401k Easy Online uses self-service, free on-demand plan participation).

The 401k Solution, on the other hand, offers all the self-service plan participation inherent in 401k Easy Online but without the need for you to handle any of the plan administration. Rather, a higher annual fee than for 401k Easy Online pays for our staff to process all your 401k data for you.

Click the below "Choose Among 3 Systems" for more information.

choose among 3 systems
order your 401k design options

401k Easy Online's flexible design options make for immensely popular 401k plans, because our clients can pick and choose the options — they’re all free — that will most appeal to their workforce.

Offer any of a tremendous variety of mutual funds (including no-load institutional mutual funds) and/or brokerage accounts as your plan's 401k investments. Include or exclude 401k loans, employer contributions and more. Run your plan via the safe-harbor method, if you like. Free help is available with understanding your options and typical effects various options have on a plan of your size.

Click the below "View Pricing Pages" for price comparison information.

money-back guarantee
mutual funds brokerage accounts

Participant can choose to each have a self-directed brokerage account through Charles Schwab, Ameritrade, eTrade, Fidelity Investments or other firm if your company chooses to offer brokerage accounts as a 401k investment option.

With brokerage accounts, the employee directs the investment of contributions made to his or her 401k account among the brokerage's population of no transaction fee mutual funds or commissionable stocks and bonds. The employee is responsible for any annual account fees plus all stock or bond transaction fees. All fees are deducted from the participant's 401k account by the brokerage selected for the plan.

Free help is available with choosing your 401k plan investments.

view investment pages
mutual funds brokerage accounts

Investments, investments, investments. No 401k plan offers greater investment flexibility than 401k Easy Online.

From brand name (any name, actually) mutual funds (including no-load institutional mutual funds) to self-directed brokerage accounts and more, you name the investments you want for your company retirement plan. 

Free help is available with choosing your 401k plan investments. Click "view investment pages" below for more information.

view investment pages
pricing price comparisons

An investment of 15 minutes a month, on average, when using 401k Easy Online can save your company thousands of dollars a year in 401k administration fees.

Our all-inclusive pricing is based on plan size and starts at just $695 per year.

No asset-based fees. No middleman fees. Simply an option-rich, flexible 401k plan that people call a true employment benefit.

view pricing pages
online system demos other system demos

Try out our online self-service plan administration and participation before spending a dime.

Our free online demos let you experiment with a sample Plan Sponsor Gateway and Plan Participant Gateway, each customized to service a fictitious 401k plan.

Visit our Plan Administration/Participation Features + Demo page for more information; contact us if you would like a guided tour.

choose among 3 systems
order your 401k design options

We can convert your current 401k, 403b or other defined benefit retirement plan for use with money-back-guaranteed 401k Easy Online, or we can set up a completely new plan if your company does not already sponsor a retirement plan.

You select the design options — they're all free — you want for your plan. Include or exclude 401k loans, employer contributions and more. Free help is available with understanding your options and typical effects on a plan of your size.

View Design + Order Pages
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